MobiKwik: BHIM UPI & Wallet

About MobiKwik

MobiKwik is a payment app that caters to your day-to-day payment needs like availing a credit up to ₹60,000 to Spend Now & PayLater, UPI, bills, mobile recharge, prepaid recharge, postpaid recharge, electricity bill payment, money transfer, BHIM UPI, DTH bill payment, broadband payment, credit card payment & more.

You can also use the app to invest in Mutual Funds, Gold & much more!

With SuperCash, our loyalty points, you save up to ₹1000 every month.

With MobiKwik, make instant recharges, bill payments, transactions at 1Mn+ brands like IRCTC, Zomato, Swiggy, Xiaomi etc. We also keep your data secure. Just sign up using your number & get started!

Zip Pay Later
- Get a credit up to ₹60,000 to shop at 1 Lakh+ brands.
- Avail credit at 0 cost to Buy Now & Pay Later!
- The limit depends on your usage- the more you use, the more will be your credit limit.

Money Transfer
- Instant transfer of money to all banks.
- Transfer money from bank-to-bank account, wallet to wallet & card to bank.
- Instant funds transfer from your credit card to bank account.

UPI
- Send & receive money via any phone number or bank account directly or make UPI payments with BHIM UPI.

Mobile Recharge
- Do Airtel recharge, VI recharge, Jio recharge, BSNL recharge & other online mobile recharge & avail offers.

DTH Recharge
- Pay bills for Tata Sky recharge, Airtel DTH recharge, Videocon d2h recharge, Dish TV recharge, Sun Direct recharge.

Bill Payment
- Pay bills for 300+ billers like MSEB Mumbai, TNEB, WBSEDCL, UPPCL- Urban, Torrent Power Ltd, PSPCL, KSEBL, AVVNL, Bangalore Electricity Supply, etc.
- Spend Now & Pay Later on your electricity, water, municipality, traffic challan, broadband, gas booking & bill payment, cable, phone payments, insurance premium, credit card bill payment, rent payment etc.

Credit Card Bill Payment
- Pay credit card bills online for American Express, Axis Bank, Canara Bank, CITI Bank, HDFC Bank, ICICI Bank, SBI & more with instant settlement.

Offline QR Payment
- Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, kirana stores, petrol pumps, etc.
- Make safe BHIM UPI payments or secure wallet payments at brands like Reliance Fresh, Croma, CCD, JIO stores, Apollo Pharmacy etc.

Online Payment
- Make quick online payments at shopping, food delivery, travel & gaming brands including 1mg, BigBasket, Myntra, Flipkart, MakeMyTrip, etc.
- Spend Now & Pay Later for your subscriptions like Disney+Hotstar, AltBalaji, SonyLIV, Gaana, BookMyShow, etc.

Shop on EMI
- Get funds up to ₹200,000 for online shopping & pay back in monthly instalments.
- Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months.
- Standard processing fees vary from 2-4%.

Lending partners (NBFC): SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) or SMFG India Credit, Transactree Technologies Pvt. Ltd. (Lendbox), Hero FinCorp Limited
Lending partners (Bank): IDFC First Bank Limited

Sample EMI Calculation:
Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Tenure: 12 months
EMI: ₹4,537
Total interest paid: ₹4,444
Processing Fees (2%): ₹1,000
Disbursed Amount: ₹49,000 (Principal Amount - P.F.)
Total Cost of Loan: ₹55,444

Mutual Fund
- Invest in the right mutual funds, see your money grow & track your investment performance every day
- Invest in Direct Mutual Funds from ₹100 with 0% commission.
- Save up to ₹46,500 by investing in Tax saving ELSS funds via SBI Mutual Fund, Axis Mutual Fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund etc.
- Prepare for your financial future with SIP using paperless bank mandates or lumpsum investments.


For more details, visit www.mobikwik.com
For any assistance, please contact our helpline number: 080-69808686